XM Account Open Details with Indian Account (Step-by-Step Guide)



XM is a popular  international forex and CFD broker. Many Indian traders want to know how to open an XM trading account using an Indian bank account. Below is a complete and easy guide.





What Is XM Broker?



XM is an online trading platform that allows trading in:


  • Forex (currency pairs)
  • Gold & Silver
  • Indices
  • Stocks (CFDs)
  • Commodities



XM is known for:


  • Low minimum deposit
  • Fast execution
  • Multiple account types
  • Indian traders support






Is XM Legal in India?



XM is not regulated by SEBI, but Indian traders can legally trade on international brokers at their own risk.

Many Indian users trade using international wire or alternative payment methods.


⚠️ Note: Always trade responsibly and understand RBI & FEMA guidelines.





Can Indians Open an XM Account?



Yes ✅

Indian residents can open an XM account and trade using:

Open accounts using link


  • Indian bank account (for verification)
  • PAN card
  • Aadhaar / Passport






XM Account Types for Indian Traders



XM offers multiple account options:



Micro Account



  • Minimum deposit: Low
  • Lot size: Micro
  • Best for beginners




Standard Account



  • No commission
  • Regular lot size
  • Suitable for intermediate traders




XM Ultra Low Account



  • Very low spreads
  • No commission
  • Popular among Indian traders




Shares Account



  • For stock CFDs only
  • Higher minimum deposit






Documents Required to Open XM Account (India)



You need only 2 documents:



Proof of Identity (Any One)



  • PAN Card
  • Passport
  • Voter ID




Proof of Address (Any One)



  • Aadhaar Card
  • Bank statement
  • Utility bill (electricity, gas)






How to Open XM Account with Indian Bank (Step-by-Step)




Step 1: Visit Official XM Website



Go to XM’s official site and click “Open an Account”.



Step 2: Fill Registration Form



Enter:


  • Full name (same as PAN/Aadhaar)
  • Country: India
  • Email ID
  • Mobile number




Step 3: Select Trading Account



Choose:


  • Account type (Micro / Standard / Ultra Low)
  • Leverage
  • Base currency (USD usually preferred)




Step 4: Upload Documents



Upload:


  • PAN card
  • Aadhaar or address proof



Verification usually completes within 24 hours.



Step 5: Login to XM Member Area



After approval, login and access:


  • Trading account details
  • Deposit & withdrawal options






Deposit & Withdrawal Options for Indian Traders




Deposit Methods (Availability May Change)



  • International bank transfer
  • Alternative payment gateways
  • Third-party payment processors



XM does not support direct UPI currently.



Withdrawal



  • Same method as deposit
  • Bank account must match your XM name
  • Processing time: 1–5 working days






Minimum Deposit for XM in India



  • Minimum deposit: Low (depends on account type)
  • Micro & Standard accounts are beginner-friendly






XM Customer Support for India



XM provides:


  • Email support
  • Live chat
  • English language assistance



Support is available 24/5 (market days).





Advantages of XM for Indian Traders



  • Low minimum deposit
  • High leverage options
  • Free demo account
  • No hidden charges
  • Multiple trading instruments






Disadvantages of XM








Is XM Good for Beginners in India?



Yes, XM is good for beginners because:


  • Easy account opening
  • Demo account available
  • Educational materials
  • Low initial investment



But beginners should start small and learn risk management.





Final Words



Opening an XM account with an Indian bank account is simple if documents are correct. XM is popular among Indian traders, but always remember:


  • Trading involves risk
  • Use demo account first
  • Follow Indian financial rules